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Saturday, 18 June 2011

Travelling with a friend who is covered

Travelling with a friend who is covered by some sort of travel insurance does not even suggest that you are. If something were to happen to you both out there, your friend would get all the indemnity he paid for, and you would get zilch. You need to either see to it that you and your terms are included in the package, otherwise, secure one of your own.|When you are offered insurance, travel insurance nonetheless, please read through it very carefully.
If you are not travelling anytime too soon you might as well take your time, get a copy, and take it home. Bring in a lawyer if you must, but understand the details anyhow. It is the way to ensure that you are indeed protected out there on the road.|It is safe not to assume that everything you want in a travel insurance policy is in the first draft they send you. Feel free to mark it if you must, but whatever it takes you must give it to fully grasp it. There is no harm in taking it back to them and asking for a review with your penciled-in corrections either. In the bid to get the perfectest travel insurance, you cannot be too careful or thorough.}

{Do not let anyone pull the wool over your eyes; travel insurance is indeed worth your time and trouble. When you have to sojourn in other lands, or even in your backyard away from home, it would be good to know that some big insurance firm’s got your back if things were to go wrong. And even if they didn't, you’d at least be happy the insurance was there.|Getting robbed on the highway is not as common an occurrence as it once used to be. That notwithstanding is no cause to overlook the possibility of it. If it were to happen to you during a travel, travel insurance is about the only thing that you could have to hold on to. Even if you had to fight for it, you are luckier just to have taken the right step in the first place: signing up for it.}

{Insurance firms never like to give up money too easily, so if you are coming in to lay a claim, expect a thorough investigation. Travel insurance is little different from that, if at all. They could actually send someone out to the location of your travel to prove that you really did go through what you went through. And when you are proved right, you can get your money.|There have been people who have pulled off false claims with travel insurance companies in the past and have gotten away with it. Admittedly, these instances are actually not few. This is why some insurance firms, travel insurance not excluded, will fight tooth and nail to disprove that you have any rights to a claim. You must prepare for a fight to the finish to get a dime out of them.|Here’s one thing you don't get to learn when you are taking out travel insurance. Paying the money in is easy; getting it out is not. Even if you have had life threatening and death defying experiences, if you do not have the facts and statistics to prove it, you are lost. In simple terms, your insurance will not pay what they owe if they can prove that you did not suffer the loss.}

{You must know that one of the reasons so many people shy away from travel insurance is that it is not cheap to afford. Added to that is that you might have to battle so serious red tape to get money out of them should the need arise. So travel insurance is good and all, but it is not so good when you think about how much you might have to go through to make them pay.|If you have any disease that you suffer from, or any special sport that you do, you might be doing well for yourself by telling your travel insurance people all about it before you take them on their policy. Being unaware of your condition could vindicate their stand to not paying you your claim if something were to happen to you on your journey with respect to the condition.}


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